Money That Lasts the Month

A simple way to make an allowance survive past week two.

Not budgeting theory. A plain method for splitting whatever money you get, deciding in advance what you will not spend on, and knowing by week one whether the month is going to be tight.

What you get

• The three-envelope split that survives real life
• How to spot the week-two crash before it happens
• What to do when the money genuinely is not enough
• A one-page tracker you fill in once a week